This comprehensive assessment helps evaluate potential financial risks in your relationship. Make informed decisions about shared finances, asset protection, and legal safeguards.
Risk Assessment
Evaluate 8 key risk categories with weighted scoring
Decision Support
Get clear recommendations and safeguard suggestions
Educational Resources
Learn about financial red flags and protection strategies
Disclaimer: This tool provides educational risk assessment only, not legal or financial advice. Always consult qualified professionals for important financial decisions.
Step 1: Context & Setup
Step 2: Income & Employment Assessment
Step 3: Assets & Wealth Assessment
Step 4: Debts & Liabilities
Step 5: Source of Funds Verification
Step 6: Legal & Compliance Factors
Step 7: Red Flags Assessment
Risk Assessment Results
0Clean Money Score
Calculating...
Confidence: High
Risk Category Breakdown
Risk Assessment Overview
Recommendations
Educational Resources
What is "Dirty Money"?
Money obtained through illegal means including drug trafficking, corruption, tax evasion, fraud, or other criminal activities. Understanding the source of your partner's wealth is crucial for protecting yourself legally and financially.
Money Laundering
The process of making illegally obtained money appear legitimate through complex transfers and transactions. Be aware of unexplained wealth that doesn't match documented income sources.
Source of Funds
Documentation proving where money or assets originated, including employment, business income, investments, gifts, or inheritance. Legitimate wealth should have clear, verifiable documentation.
Politically Exposed Persons (PEP)
Individuals with prominent public positions who may have increased corruption risk. This includes government officials, their family members, and close associates who may face enhanced scrutiny.
Financial Abuse Warning Signs
Controlling access to bank accounts or financial information
Preventing you from working or accessing your own money
Hiding financial documents or being secretive about money
Pressuring you to sign financial documents without explanation
Stealing your identity or using your credit without permission
Know Your Customer (KYC)
Processes used by financial institutions to verify identity and assess money laundering risks. Understanding these processes helps you recognize legitimate versus suspicious financial behavior.
Common Red Flags
Lifestyle that doesn't match declared income
Reluctance to provide financial documentation
Cash-heavy business with unclear records
Frequent unexplained large transactions
Offshore accounts without clear business purpose
Associates with questionable backgrounds
Protection Strategies
Prenuptial agreements with asset disclosure requirements
Separate bank accounts and credit monitoring
Professional background checks and verification
Legal consultation before major financial commitments
Regular financial reviews and audit rights
Insurance and asset protection planning
When to Seek Professional Help
Significant unexplained wealth or income
Complex business structures or offshore involvement